Cбербанк в апреле начнет рефинансировать ипотеку других банков

Сбербанк, занимающий более половины рынка ипотеки в РФ, в апреле начнет рефинансировать ипотечные кредиты, взятые в других банках, в дополнение к ипотеке можно будет рефинансировать и потребительские кредиты и займы по кредитным картам, сообщили РИА Новости в пресс-службе кредитной организации.

Cбербанк в апреле начнет рефинансировать ипотеку других банков
© РИА Новости, Максим Блинов

МОСКВА, 15 марта — РИА Новости/Прайм. Сбербанк, занимающий более половины рынка ипотеки в РФ, в апреле начнет рефинансировать ипотечные кредиты, взятые в других банках, в дополнение к ипотеке можно будет рефинансировать и потребительские кредиты и займы по кредитным картам, сообщили РИА Новости в пресс-службе кредитной организации.

«В апреле 2017 года Сбербанк запускает продукт «Рефинансирование под залог недвижимости», который позволит рефинансировать ипотеку других банков и дополнительно другие розничные продукты, например, кредитные карты и потребительские кредиты, в один кредит с рефинансируемой ипотекой», — сказали в пресс-службе крупнейшего банка РФ.

При этом если доходы клиента позволяют, то он сможет по этой же ипотечной ставке включить в «тело» кредита дополнительные деньги наличными на любые цели, добавили в пресс-службе Сбербанка. Залогом по рефинансированной ипотеке будет оставаться купленное в кредит жилье.

Услуги по рефинансированию ипотеки клиентам самого Сбербанка банк не оказывает, уточнили в пресс-службе.

Сбербанк выдал в прошлом году ипотечные кредиты для 475 тысяч семей на общую сумму 722 миллиарда рублей. Ипотечный портфель крупнейшего банка страны составил 2,47 триллиона рублей. Рыночная доля Сбербанка по ипотечному портфелю сохранилась на уровне порядка 55%, а по выдачам составила 52,5%, говорил ранее в марте начальник отдела развития жилищного кредитования Сбербанка Алексей Трубников.

Объем выдач ипотеки в РФ за прошлый год вырос на 26,9%, а портфель – на 12,4%. Сбербанк вырос по выдачам на 8,3%, а по портфелю ипотечных кредитов примерно на 11,3%, уточнял Трубников.

Источник: riarealty.ru

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