Минимальная сумма льготных кредитов составит 5 млн руб.

Минимальная сумма льготных кредитов составит 5 млн руб.

Фото:
Виктор Коротаев /
Коммерсантъ

  |  купить фото

Корпорация МСП снижает минимальную сумму льготных кредитов для малого и среднего бизнеса по «Программе 6,5%» со ставками в диапазоне 10,6-11,6% вдвое, до 5 млн руб. В «Опоре России», которая была инициатором такого снижения, надеются, что это, как и решение Дмитрия Медведева о расширении лимитов такого кредитования еще на 50 млрд руб., увеличит объемы кредитования малого и микробизнеса,— и ждут от госбанков снижения ставок и вне льготной программы. Сами же госбанки хотят зарабатывать на не охваченном льготами бизнесе больше.

Решение о снижении порога кредитования малого бизнеса с 10 млн до 5 млн руб. по «Программе 6,5%» было принято на заседании совета директоров Корпорации МСП. «6,5%» — самая известная программа льготного кредитования объемом 125 млрд руб. По ней с конца 2015 года уполномоченные банки (сейчас их 31) рефинансируются в ЦБ по ставке 6,5% и кредитуют малый бизнес под 10,6% годовых, средний — под 9,6%. Минимальный размер кредита уже был снижен с 50 млн руб. до 10 млн руб., потолок ссуд достигает 1 млрд руб., а срок — трех лет.

Снизить порог до 5 млн руб.— одно из предложений «Опоры России», которые «большая четверка» бизнес-ассоциаций направляла главе Минэкономики Максиму Орешкину. По словам главы «Опоры» Александра Калинина, высокий порог в 10 млн руб. делает программу малодоступной для микропредприятий — большинству предпринимателей требуются займы в 5-10 млн руб. «Сейчас средний чек по кредиту (не льготному) для МСП, по данным ВТБ 24, составляет 9,8 млн руб.— многие не подпадают под программу. В целом только 10% предпринимателей пользуются кредитами. Со снижением порога льготного кредитования у них будет эта возможность»,— заявил «Ъ» господин Калинин. Насколько возрастет интерес МСП к программе, по словам главы «Опоры», прогнозировать трудно из-за других ограничений: заемщики должны работать в приоритетных отраслях — АПК, медицине, обработке, строительстве, транспорте и связи, внутреннем туризме или высокотехнологичных проектах.

Напомним, 17 февраля на заседании президиума «проектного офиса» первый вице-премьер Игорь Шувалов заявил о сворачивании программы: она оказалась удачной, но все же антикризисной мерой — и должна была завершиться. Однако уже 27 февраля на Сочинском инвестфоруме премьер-министр Дмитрий Медведев объявил об увеличении лимита программы еще на 50 млрд руб., при этом программа затронет и региональные банки. Новые средства ЦБ добавит к нынешним остаткам лимита в 13 млрд руб. 1 июля. По словам главы Корпорации МСП Александра Бравермана, снижение порога позволит им охватить максимальное число малых и средних компаний, а в случае успеха в 2017 году программа будет продлена и на 2018 год.

Впрочем, на встрече с представителями деловых кругов Тульской области в начале марта глава Минэкономики Максим Орешкин говорил о том, что «Программа 6,5%» должна оставаться «точечной», пояснив: «Если кто-то получает субсидирование процентной ставки, оно всегда происходит за счет кого-то другого». Министр приводил в пример Бразилию, где за счет мощного субсидирования процентных ставок льготные кредиты можно взять под 5-8%, а вне системы льгот частный кредит стоит 20-25%. В «Опоре России» тем не менее надеются, что увеличение лимита и снижение порога льготного кредитования «заставит госбанки снизить ставки и по обычным кредитам МСП» — сейчас они составляют 14,4% для малого и 13% для среднего бизнеса. Впрочем, Сбербанк вчера ставки по некоторым кредитным программам для предпринимателей все же повысил — с 15,5% до 17% и с 16,5% до 17% годовых.

Источник: kommersant.ru

38 комментариев

Great beat ! I wish to apprentice while you amend your site, how can i subscribe for a blog web site? The account aided me a acceptable deal. I had been a little bit acquainted of this your broadcast offered bright clear concept

At this time it sounds like WordPress is the best blogging platform available right now. (from what I’ve read) Is that what you’re using on your blog?

Hey, you used to write wonderful, but the last several posts have been kinda boring?K I miss your great writings. Past few posts are just a little bit out of track! come on!

Howdy! I know this is kinda off topic but I was wondering if you knew where I could get a captcha plugin for my comment form? I’m using the same blog platform as yours and I’m having difficulty finding one? Thanks a lot!

My partner and I absolutely love your blog and find most of your post’s to be precisely what I’m looking for. can you offer guest writers to write content for yourself? I wouldn’t mind composing a post or elaborating on many of the subjects you write in relation to here. Again, awesome weblog!

I¦ve recently started a web site, the information you offer on this website has helped me tremendously. Thanks for all of your time & work.

Fantastic website. Plenty of helpful info here. I’m sending it to some friends ans additionally sharing in delicious. And of course, thank you for your sweat!

I do not even know how I ended up here, but I thought this post was good. I don’t know who you are but definitely you’re going to a famous blogger if you aren’t already 😉 Cheers!

certainly like your web-site however you need to check the spelling on several of your posts. Several of them are rife with spelling issues and I in finding it very bothersome to tell the reality on the other hand I will surely come again again.

I intended to compose you this very little remark in order to say thank you once again for all the precious secrets you’ve shared in this article. It has been quite surprisingly generous with people like you to give publicly exactly what a number of us might have supplied as an e book to earn some bucks for their own end, and in particular now that you could have tried it in the event you wanted. These smart ideas as well served like a easy way to comprehend many people have the same eagerness like my very own to see a lot more regarding this problem. I’m certain there are several more pleasant occasions ahead for folks who look into your site.

I have been surfing online greater than three hours today, but I never found any attention-grabbing article like yours. It is pretty price enough for me. Personally, if all web owners and bloggers made good content material as you did, the net will be a lot more helpful than ever before. «Wherever they burn books, they will also, in the end, burn people.» by Heinrich Heine.

Good day I am so grateful I found your webpage, I really found you by error, while I was browsing on Google for something else, Nonetheless I am here now and would just like to say thank you for a incredible post and a all round interesting blog (I also love the theme/design), I don’t have time to read through it all at the minute but I have saved it and also included your RSS feeds, so when I have time I will be back to read more, Please do keep up the great work.

It is really a nice and useful piece of info. I am glad that you shared this helpful information with us. Please keep us up to date like this. Thank you for sharing.

Hello would you mind letting me know which hosting company you’re using? I’ve loaded your blog in 3 completely different internet browsers and I must say this blog loads a lot faster then most. Can you recommend a good hosting provider at a reasonable price? Thanks a lot, I appreciate it!

Howdy would you mind sharing which blog platform you’re using? I’m planning to start my own blog in the near future but I’m having a difficult time choosing between BlogEngine/Wordpress/B2evolution and Drupal. The reason I ask is because your layout seems different then most blogs and I’m looking for something unique. P.S Apologies for being off-topic but I had to ask!

Hmm it appears like your website ate my first comment (it was super long) so I guess I’ll just sum it up what I wrote and say, I’m thoroughly enjoying your blog. I as well am an aspiring blog writer but I’m still new to the whole thing. Do you have any tips and hints for beginner blog writers? I’d genuinely appreciate it.

With havin so much content and articles do you ever run into any issues of plagorism or copyright violation? My blog has a lot of unique content I’ve either authored myself or outsourced but it appears a lot of it is popping it up all over the web without my agreement. Do you know any techniques to help protect against content from being stolen? I’d definitely appreciate it.

Nice blog here! Also your website loads up fast! What web host are you using? Can I get your affiliate link to your host? I wish my web site loaded up as quickly as yours lol

Oh my goodness! an incredible article dude. Thanks However I’m experiencing challenge with ur rss . Don’t know why Unable to subscribe to it. Is there anyone getting identical rss downside? Anybody who is aware of kindly respond. Thnkx

Hello I am so excited I found your blog page, I really found you by error, while I was searching on Askjeeve for something else, Anyways I am here now and would just like to say thank you for a tremendous post and a all round thrilling blog (I also love the theme/design), I don’t have time to look over it all at the moment but I have book-marked it and also added your RSS feeds, so when I have time I will be back to read much more, Please do keep up the great job.

Today, while I was at work, my sister stole my iPad and tested to see if it can survive a 30 foot drop, just so she can be a youtube sensation. My iPad is now destroyed and she has 83 views. I know this is completely off topic but I had to share it with someone!

Its like you read my mind! You seem to know a lot about this, like you wrote the book in it or something. I think that you could do with some pics to drive the message home a little bit, but instead of that, this is great blog. A great read. I will certainly be back.

naturally like your web site but you have to take a look at the spelling on several of your posts. Many of them are rife with spelling problems and I in finding it very bothersome to tell the truth nevertheless I will definitely come again again.

Spot on with this write-up, I really think this website wants rather more consideration. I’ll in all probability be once more to learn way more, thanks for that info.

I simply want to mention I am just beginner to weblog and really liked you’re web-site. Almost certainly I’m going to bookmark your website . You absolutely come with fantastic posts. Thanks a lot for revealing your website.

Its like you read my mind! You seem to know so much about this, like you wrote the book in it or something. I think that you could do with a few pics to drive the message home a little bit, but instead of that, this is fantastic blog. A fantastic read. I will certainly be back.

I and also my pals were actually taking note of the great solutions located on the website then all of the sudden I had an awful feeling I never thanked the blog owner for those secrets. These guys came absolutely thrilled to study them and already have honestly been having fun with those things. Thanks for turning out to be well helpful and then for opting for some decent subject areas most people are really desirous to discover. My sincere apologies for not expressing gratitude to earlier.

Aw, this was a really nice article. In suggestion I wish to put in writing similar to this furthermore? taking time and also actual effort to make a very good write-up? yet what can I state? I postpone alot and also never appear to get something done.

Next time I read a blog, Hopefully it does not fail me just as much as this one. After all, Yes, it was my choice to read, however I truly thought you would have something interesting to say. All I hear is a bunch of crying about something that you could possibly fix if you were not too busy seeking attention.

Good message. I discover something extra challenging on different blog sites daily. It will always be stimulating to check out material from other writers and also exercise a something from their shop. I?d favor to make use of some with the web content on my blog site whether you don?t mind. Natually I?ll provide you a link on your internet blog. Thanks for sharing.

Комментирования закрыты.